Providing housing finance (to buyers), Loan against Property, Commercial Property Purchase, Lease Rental Discounting and Construction Finance (to builders) solutions, ABHFL caters to a diverse range of customer segments through its various service offerings. Additionally, being predominantly retail driven, the business is characterized by high volume of loan transactions and customer relationships. As a result, ABHFL business performance is strongly impacted by people, process and organizational efficiencies, alongside core business drivers such as product/ solution quality, channel and customer relationship management and risk management.
Creating a differentiated proposition will be key in this highly competitive market
High cost of funding and smaller margins need to be offset by greater business volumes and market share
To constantly evaluate businesses, product segments and geographies we need to be in
To constantly create innovative products and go to market strategies that help grow the business exponentially while ensuring profitability and zero delinquency
To evaluate new business opportunities for creating a differentiated positioning in this competitive housing finance market
All of the above can lead to strong competitive differentiation and enable quicker market penetration and profitable growth
The lending program requires assessing clients on various dimensions, including income, repayment behavior, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others.
The role holder is entirely responsible for Relationship building and structuring of all deals and managing the portfolio.
Intrested candidates can share Your resume soundarya.v@thehirewings.com or careers@thehirewings.com
